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Negative Gearing Turn Around

Updated: Mar 15

Vendor Finance is hitting the mainstream media and is becoming a more popular way of buying and selling as banks continue to become more regulated and tighter in their lending criteria, pushing first home buyers in a direction that suits them not the individual.

It allows the future buyer to achieve home ownership now, build equity and repair any credit issues they may have had in the past, so they can eventually move their financing to a mainstream lender.

Negative gearing turn around  | Paul Zalitis  | The Aussie Wrapper

If you are thinking of using Vendor Finance there are certain qualifications that are required.

Have you already got your ACL, COSL, PI Insurance?

Then you are ready to roll !

Mentoring is the next step with an experienced Vendor Finance Expert - check out the program I offer.

Did you have no clue as to what ACL, COSL, PI Insurance mean?

Keep reading please.

If you are looking at buying a house using vendor finance, make sure the person has the required credentials. You want to do your research and make sure they know what they are doing. Yes, sadly there are still cut throats out there finding ways to dazzle you with the Bells n Whistles.

Whether you are buying with Vendor Finance or looking for an experienced Vendor Financier to partner with to turn around a negative geared property into one that provides positive cash flow, it is important to work with someone who knows what they are doing. Make sure whomever you deal with holds all the relevant licences, memberships and insurances.

The following are required for you to do Vendor Finance:

  • Australian Credit COSL Membership (Credit Ombudsmans Service)

  • PI Insurance - Professional Indemnity Insurance

  • Australian Credit Licence


  • Vendor Finance Association

Australian Credit Licence

COSL Membership

Credit Ombudsmans Service -

The Credit Ombudsman Service offers an impartial dispute resolution scheme to assist consumers to resolve complaints with participating financial services providers.

PI Insurance

Professional Indemnity Insurance

Recommended Vendor Finance Association

It was set up as a non profit organization run by industry members to promote professional, safe and fair conduct within the industry, while protecting and promoting the interests of Vendor Finance in Australia.

  • To promote and safeguard the interests of Vendor Finance

  • To provide balanced and accurate information regarding vendor financing to its members and the public

  • To abide by a code of Ethics established by the association.

  • To keep members up to date on changes and trends in the industry

  • To organise these meetings to provide networking opportunities for its members

To Your Success Paul Zalitis The Aussie Wrapper


About Paul Zalitis, the Aussie Wrapper

What I’ve been doing is helping mates create positive cash flow and helping them achieve their dreams of owning property and building their finances through Property Vendor Financing.

Subscribe to our YouTube channel to learn more about Property Vendor Financing -


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