Hi may name is Paul Zalitis, I would just like to tell you a little bit about myself.

I started working at Homebush Abattoir in Sydney, New South Wales, Australia in 1977 as a Beef Labourer and also in the late 1970’s I used to work as a Barman-cum-Supervisor in a Leagues Club in Sydney.

In 1985 I went on a 50 day Contiki Tour around the USA, I do not think they have them any more, as it takes too long to recover!

When I returned to Sydney I purchased a 2-bedroom unit in West Ryde. The unit also had an internal laundry and lockup 40 ‘Develop Your Financial IQ’ garage. This was purchased in 1985, can you guess how much I paid for it? I’ll reveal that in a moment!

I started to go to a lot of seminars and reading a lot of Real Estate books during this time.

I moved to Wagga Wagga in 1988 and started working as a Meat Inspector. This is when I met my wife Dianne too, and I started to really ramp up my Real Estate business.

My wife and I were sick of “Negative Gearing” and we were searching for a better way to make “Positive Cash Flow” out of residential real estate.

This change in strategy would also help people who couldn’t get into a home by themselves, so would be a “win win”.

We started our company Opportunity Housing in 2003 and in 2008 I started to write The Aussie Wrapper’s Guide. My guide took more than two years to complete all the research.

I am passionate about helping people with Vendor Finance, because it makes it easy for me to explain to them the concept of making Positive Cash Flow each day, week, month and year.

Dianne and I moved back to Sydney in 2010.

I am currently always on the lookout for good Vendor Finance deals, as you do not need a lot of capital growth to make this strategy work.

You can make this strategy work in regional areas too, such as Wagga Wagga, Newcastle or Tamworth in regional New South Wales, or a whole host of other areas in many parts of Australia.

And that unit I bought in 1985 in West Ryde? I paid $58,000 and it was recently valued (2015) at $500,000. Amazing to think how much property has grown in value over that time.